July 23, 2026

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Step Up Rate Changes

The following interest rate change is effective for Step Up loans reserved on or after 10:30 AM, July 22, 2026:


  • FHA / VA / USDA to 6.50% from 6.25%
  • CONV to 6.875% from 6.625% 


Please visit Lender Online for loan reservations.


If you have any questions about this information, please contact Tony Lee tlee@ahfa.com.

Alabama Housing Finance Authority | www.AHFA.com