JANUARY 27, 2023
2023 Is Looking Like A Great Year For Employers!
We're seeing so many great things in the health insurance industry for 2023. Rates continue to stay low with most increases being answered with competitve marketing and carriers are doing more and more to get business. UHC just enrolled a FREE subscription to an HR platform just for being a customer of some of their products. Aetna is continuing to offer FREE telemedicine, minute clinics and behaviorial healthcare and we expect more of these to come.

While we understand more than anyone that price is king for most companies, and nobody does it better than us, we love the value-adds that come with it! As we always say...

If you're not seeing the above and you're "shopping" for coverage the old fashion way and wondering why you're getting the same results, maybe its time to try something different. Maybe its time for United Benefits Partners! The leader in Employee Benefits Marketing! www.ubpbenefits.com
844 - 447- 5463
HR Hotline - FREE for our clients
Your HR Dept. just got a lot bigger! Connect directly with HR Professionals. You can Call, Chat or Email your questions. Questions are responded to by expert HR professionals with an average of 15 years of experience. Expertise includes benefits, federal and state compliance, employment law, wage & hour, discipline & terminations, hiring, workers’ comp and more.
Online invoice replaces paper version for Oxford clients using scheduled direct debit
We are working continually to create an ecosystem of digital services and solutions to better serve our clients and their employees. This means creating tools—from market-leading health and wellness apps to secure websites for health and financial transactions—with the goal of simplifying and personalizing the health care experience.


Easy Access to Your Bills From Anywhere
We want to remind you that Horizon will no longer send your premium bills in the mail as of January 1, 2023. You will still have access to your premium billing information when you sign in to your account at HorizonBlue.com or the Horizon Blue app1 . You will also get an email each time your bill is generated and an email when your payment is processed. 
Scott Clendaniel
President

(T) 856-345-0355 x101
(F) 856-200-8635
(M) 856-449-3449
What can you buy with your IBX Wellness dollars? Lots of Great Stuff!
‌
Scott Clendaniel
President

(T) 856-345-0355 x101
(F) 856-200-8635
(M) 856-449-3449
Covered Massachusetts Employers Must Complete HIRD Form by Dec. 15, 2022
Massachusetts employers with six or more employees must annually submit a health care coverage reporting form, referred to as the Health Insurance Responsibility Disclosure (HIRD). The HIRD form has been available to be filled out electronically starting Nov. 15, and must be completed by Dec. 15, 2022.
Want to know more? Have questions?
Carrier Links for Employers
Listen now to our Compliance Café
Check out our new podcast, where we serve up the latest regulatory and compliance happenings.
Spotify  |   Apple Podcasts   |   LibSyn
For even more news, check out our new updated blog at https://www.ubpbenefits.com/blog
Scott Clendaniel
Want a broker who puts your needs first EVERY year?
  • Corporate Trainer for Prudential Insurance - Trained 100's of employees on how to process Medical claims for 100,000 IBM employees

  • Director of Medical Underwriting - Underwrote the medical programs for companies like Scotts Fertilizer and SBARRO Pizza

  • #1 New Business producer for the largest Employee Benefits Firm in the Northeast. Tripled the production of over 42 other brokers and saved my clients 100's of thousands in the process.
"You've done more for me in two weeks than our other broker did in 2 years!"
- Richard T. - President of NJ Mfg with 125 Employees
United Benefits Partners | www.ubpbenefits.com

scott@ubpbenefits.com 856-449-3449