At Consolidated Funding, we offer secured loan programs designed for business owners who need high-approval, flexible financing options—regardless of credit challenges, multiple loans, or startup status.

Who Qualifies?

• 5+ MCA Loans – OK
• Low Credit – OK
• NSFs / Negative Days – Accepted
• MCA Defaults – No Problem Startups & Non-Profits Welcome

Loan Benefits

• Loans from $100K+ 30-Year Terms

• Available No Income / DSCR

• Required Fast

• Funding: 2-4 Weeks



• Refi, Cash-Out, Fix & Flip Eligible

How It Works

Step 1: Submit application + property details

Step 2: Get conditional approval

Step 3: Credit call & review options

Step 4: Loan agreement + valuation

Step 5: Closing & funding in 2-4 weeks

📌 Note: A third-party valuation fee is required upfront.

Important Notes ⚠️

Underwriting Disclaimer:

"Pre-approval is based on the accuracy of all information provided by the merchant to Consolidated Funding. If any discrepancies arise during underwriting—such as lower-than-expected property values, title or ownership issues, or undisclosed high debt levels—it could impact the final approval and potentially result in the deal being declined. To ensure a smooth process, it's important that all information submitted is true and correct."