Most Americans become eligible for Medicare at age 65, but receiving the right benefits for your needs isn’t automatic. You need to sign up — and make some big choices once you do. If you’ve taken a look at the process and feel confused, you’re not alone. One study finds that nearly 29 percent of Americans aged 65 or over don’t fully understand the Medicare health insurance they rely on for coverage. Here’s an overview of the different parts of Medicare and answers to some of the most common questions pre-retirees have about coverage.

Does Putting Your Home in a Trust Protect It From Medicaid?

An individual can protect their assets from Medicaid, including their home, by placing them into a trust. Essentially, the assets become owned by the trust and not by the individual. This mechanism can decrease the individual’s asset count for Medicaid eligibility, presenting a way to potentially conserve wealth and secure necessary medical care. However, like all decisions, this presents benefits and potential risks. Involving a financial advisor in navigating these complexities helps to balance asset protection and accessibility to medical care.

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